Success Stories. How Central Floridians are ending debt in record time using unique debt consolidation secrets.

It’s hard enough busting my backside at the tire store all week, but then I got jerked around by Chase for weeks on end. I own a large property that I owned free and clear. I couldn’t figure out why Chase was jerking my chain so badly. I had enough so I called Dan Dowling. Not only did Dan get my loan approved, but he did it “start to finish” in about a week and a half! I was thrilled. He handed me over $81,508.42 in cash and didn’t bother me for a bunch of bogus paperwork. In fact I didn’t even need an appraisal!

He dealt straight with me, and when I got to closing his closing costs were $440.09 LOWER than what he initially told me.

Dan even gave me valuable advice about developing and subdividing my property for the future. He speaks in plain English, not a bunch of financial mumbo jumbo. The man knows his stuff. I am so glad I found him.

“I’m A Single Mom. Dan Ended My Chapter 13 Bankruptcy - 4 Years Early, Gave Me $20,040.49 In Cash, And Lowered My Payments $716 Per Month!”

I was referred by my attorney to Dan. I had a very difficult

lt situation that nobody else seemed to want to help me with. (I was in a Chapter 13 bankruptcy brought on by my ex bailing on me and the 3 kids) Dan worked with me for almost a year. He gave me valuable advice and coached me. Then he paid off my Chapter 13 and my payments plunged from $2000 per month to $1213.54 per month – that’s a savings of $716 per month! Plus Dan gave my ex and me $20,040.49 cash to split! He ended my Chapter 13 immediately - about 4 years early! I never would have believed it if I hadn’t been through it personally.

Just wanted to tell you how pleased I am with all you’ve done. I still can’t believe you showed me how to raise my credit score 77 points! And as you know, that allowed me to finance 100% my home at the best interest rates in the land. Your advice and “insider money and credit secrets” are invaluable. I see a lot in my legal practice, and I didn’t know people with your connections and knowledge existed. Thank you Dan so much for all that you have done!

Crystal Eiffert – Attorney
Eiffert & Associates Law - Orlando, FL
Winter Garden, FL

“Most Other Lenders Would Have Raked Me Over The Coals, Dan Advised Me To Do A Small 2^nd Mortgage Instead Of A Big Expensive First!”

My wife and I needed some money, badly, to fix up our home. We use Dan for all of our mortgage financing. He could have made a lot more money by advising us to do a big first mortgage, but instead he worked his butt off to get us approved for a small $25,000 2^nd mortgage. It saved us thousands of dollars. I really appreciate his going to bat for us. He thought of us first – not his wallet! Thanks Dan!

“He Has A Genuine Desire To Help And Teach Financial Responsibility, And Also Debt Management To His Clients.”

“Highly recommended, it’s the best choice anyone can make. My Mother n law recommended us to Dan Dowling at United Mortgage. They led us every step of the way, through the whole process. Dan and his staff were very thorough, explained every detail.

Sometimes loan information can be somewhat confusing and we had a lot of questions. Dan and his group were sure to follow up and answer all of our questions, and were always available. Dan even made himself available after hours to speak with us about our credit history and our financial future.

What I like most about Dan is that he has a genuine desire to help and teach financial responsibility, and also debt management to his clients. Even after the home purchase.

So what we thought to initially be a tedious process was actually and exciting and fulfilling experience.

“ Dan Dowling Helped Me Go From Renting, Driving An Old Car, and Sleeping On Mismatched Furniture To Buying A Home For $0 Down, Getting Approved For A Brand New Truck, And Approved For A $15,000 Signature Loan For New Furniture! – All Because Dan Showed Me How! He Does What He Says, He’s The Real Deal!”

“Dan came very highly recommended by a close friend. My credit was not good, I had no money, and I was renting. Dan sounded good but I didn’t think he could really do what he said he could. I was wrong! Not only did Dan help me build my credit to buy my home, but then 2 years later he got me into the best interest rates available and lowered my payments, just like he said he would do.

Now I’ve got great credit, money in the bank, huge amounts of equity and I’m a pretty happy camper. The best part is he handed me a check for $33,000.00! Listen to this man and don’t wait!

Plus right in the middle of my current home loan he calls me up with a surprise! He watched the mortgage rate market and lowered my interest rate below what he quoted me! This alone saved me another $6,088.00 over the life of the loan! That one piece of advice made my loan free!”

Six Other Companies Turned Her Down, Then She Came To Dan. Loan Approved. Home Saved!

“…I called six mortgage companies [before an attorney referred me to Dan] looking for a way to refinance and save my home. Four of those companies refused to even discuss the matter at all. Another one toyed with the idea but gave up on me by the end of the phone call. The final company did the worse thing of all. They gave me false hope. For eight weeks they let me believe that the refinance was right around the corner. Then with a one minute phone call, they sent the water crashing down on me…”

"...Dan questioned me thoroughly about my situation. He capped off our first session with honest warmth and compassion for me as a person, not grandiose promises. By the next day, he spelled out for me in a straightforward manner what I needed to do…."

"... I had to try and find a way to paint you a picture of a unique little team of professionals that have come to have a fond and blessed place in my thoughts and heart. A team that UNITED and pulled together to get me back into a safe harbor….

“...His Interest Rate Was Much Less, And That Made Our Mortgage Payment With Dan $242 Less Per Month! – [Than We Got With Another Lender]”

“Plus…the other company said my husband couldn’t be on the loan! We were not happy about this. Not only did Dan put my husband on the loan, but he was first!”

“We were with another mortgage company before we met Dan. The other guy started out nice but by the end of it he stopped returning our phone calls and just made us feel insignificant. We were fed up with it. Then we were referred to Dan Dowling . What a breath of fresh air! They returned our calls, kept us updated, everything. Not only were his closing costs less, his interest rate was much less, and that made our mortgage payment with Dan $242 less per month! We were so happy because right before closing we found out we’re having a baby! We’ll need that money Dan saved us. Plus…the other company said my husband couldn’t be on the loan! We were not happy about this. Not only did Dan put my husband on the loan, but he was first! We were so happy because we wanted him to build credit from the new mortgage. Well thanks to Dan, he is building credit and we’re saving $242 a month ($5808 in the first 2 years alone) and we got into our new home! Dan Dowling and his staff made our dreams come true and it feels great that this company and the way Dan presented himself made us feel like we had a great chance of getting our home. It is great that there is a company you can trust and rely on and not just in it for the money they really care.”

“…he is one of the most conscientious business men I have ever dealt with and that his integrity and caring nature are impeccable!”

“…he is one of the most conscientious business men I have ever dealt with and that his integrity and caring nature are impeccable!” “Dan – working with you will always be one of the highlights of my life. I only wish I could return the favor.”

“He’s Done At Least 4 Or 5 Loans That I Know Of For My Wife And I… He’s Always Given Me The Best Rates In The Market… I’ll Probably Use Dan Until The Day I Die”

“Dan actually was a client of mine, through conversation through my job we became dear friends. He’s done at least 4 or 5 loans that I know of for my wife and I. Recently just refinanced my home and did my wife’s loan through a divorce. I’ll tell you what, Dan is the type of guy if you give him all the proper information, he’ll go to work for you. Hands down, he’ll go out of his way. There is a lot of processing involved as you’re doing a loan and a lot of it has to do with yourself. Dan will go out of his way and do those things that you are suppose to do just to get the loan done and he’s always given me the best rates in the market. For anybody that is listening to this Dan is the man. This gentleman will just do anything and everything that it takes to get your loan at the best rate and a timely manner. So he’s highly recommended, and I’ll probably use Dan until the day I die. He’s a great guy and I wish you luck with your loan.”

“We Got A Surprise At Closing. Dan Saved Us Even More Money By Decreasing Our Interest Rate Much Lower Than We Had Expected.”

“My husband and I were impressed by the understanding and patience Dan portrayed during this confusing process. Dan and staff worked hard and kept us informed each step of the way. To top it off, we got a surprise at closing. Dan saved us even more money by decreasing our interest rate much lower than we had expected. Thanks Dan!”

“I Look Forward To, The Rest Of My Life, Dealing With Him And Only Him.”

“My name is Chris and I live in Orlando , Florida . I just want to say that it was a pleasure dealing with Dan Dowling ... He took the time to educate us on our credit scores and how it’s affected and how money can manage itself and make us more money instead of just going to pay bills. He really cares about the people he deals with. He’s not out just to make a buck off a loan; he wants to make a life partner with you to help you forever. As a consequence to that I assume he enjoys a good living, but he turns it around and gives back to the community.

Dan is constantly contacting us about tax implications, business mailings, and just letting us know that he cares. He really goes that extra mile to let you know it’s not about making money, it’s about making friends and relationships.

It was a pleasure working with Dan, and I look forward to the rest of my life dealing with him and only him. I would recommend him to anyone that asked.”

“I thank you for your hard work in getting this loan through quickly and saving me a significant amount of money…you saved me over $300 more than Countrywide quoted me”

“How I Helped A Single Grandmother, On A Fixed Income, Lower Her Bills $938 Per Month!”

Take one woman I recently helped (Feb 24^th 2006): age 60, retired LPN nurse. I showed her a little-known trick on how save $938 per month off her bills and mortgage payments! She was getting raked over the coals by creditors with no morals or sympathy. She was only making about $2,500 a month on her little retirement check. It gave her an extra $11,256.00 the first year alone! That’s huge at her income level. That’s huge at anyone’s income level!

That’s a whopping $56,280.00 in her pocket over the next 5 years rather than some fat-cat banker’s!

Now she’s a different person. She is excited about getting out of debt. She sees that it is possible and can happen fast so she’s motivated to keep going. She has zero balances on her credit cards and now her whole outlook is different.

See what I mean by different?.

What’s more exciting to you: clipping coupons, getting some “bait and switch” credit card offer, or saving $11,256.00 every year?

Aren't you glad you came here?

Talk to you soon,

Dan