Apply Online: Secure Debt Freedom Request Form

Plus, Get Cash Loans On Your Real Estate Or Land Without Perfect Credit...or even perfect income. Pay Off Bills or use the money for anything you want! Read about private 
hard money lending here.

"What does this outspoken consumer advocate know 
about mortgages, debt, credit, and insurance 
that the rest
of us don't?"

Revealed: A nearly lost financial secret that slashes your bills in 7 to 19 days 
and melts away debt 
up to 23 years sooner [including your mortgage] -- while you defend yourself from the abuse of a twisted debt system!


My financial commentary has appeared
in all of these news sources:






Apply Online
Secure Debt Freedom 
Request Form



Me, my wife Michelle, and
our children: Chase and Summer Dowling (future money insiders!)


Single Mom & Pharmacist
Speaks Out...


 

“I Still Can’t Believe You Saved Me $1,309.00 Per Month And I’ll Be Debt Free In 10.3 Years! [including my mortgage -- instead of 28 years!]”

    "As a pharmacist and a single mom raising two boys, I’m so busy I can barely breath. You blew my mind when you showed me how “going against conventional wisdom” I could save $1,309 per month and still be debt free in 10.3 years!

     ...you really took a financial planning approach and showed me the quickest way out of debt.

     ...I’m so glad I can always count on you to show me the best financial way."

   With my busy life, this was a Godsend.

Kathy Bruce – Ocoee, FL  Pharmacist and mom


It’s Not Your Fault!

     The debt industry is full of financial bullies, credit thugs and spineless politicians.

     They scheme to trip you up using this dirty little secret: sales psychologists! They actually use science to test new ways to keep you wracked with debt!

     I've studied the debt industry from the inside and I love kicking these bloodsuckers where it counts!

     When we're done, they'll be crying, but you'll be laughing all the way to the bank with a brand new financial life.

My job is to take you 
From Bills To Freedom!


“As A Police Detective I’m Naturally Suspicious...

      "As a police detective I’m naturally suspicious, but you did exactly what you said: you yanked me out of a high rate loan, knocked my payments down $248 a month, paid off all of my credit cards, and you knocked 18 years off my debt [including my mortgage]. 

    It’s nice to see someone taking a stand and helping those of us in uniform. Thanks for all you’ve done."

Frank Hilton - Sanford, FL
Police Detective


Maybe someone has convinced you there is no help. Don't believe them! 

     Here are just some of the problems I solve, every day, when others have said it couldn't be done. I get people home and debt consolidation loans even though they have:

Collections

Charge offs

Foreclosure

Bankruptcy

Child support

Repossessions

Judgments

Disability for (arthritis, heart disease, even migraines)

Late payments

Liens

No income proof

No asset proof

Self Employed

Turned down elsewhere


“Even Though I’m On Social Security Disability Dan Paid Off All The Bills, Lowered My Payments $179.17 Per Month, And Handed Me $31,549.94 Cash!!!”

    “Dan Dowling is one of the most informed loan counselors you could ever meet.  I met him through my mother she had complete confidence in Dan and so do I.  
    
He has walked me through what could have been a disaster; he gave me peace of mind.  He’s been there for my family and me.  
   
I needed money and I needed like yesterday.  Dan saved me from a melt down.  I got the money I needed within a short period of time.  Thanks Dan and Staff.”

Yvonne Brooks – Retired  Sanford , FL


What Will We Talk About 
When You Call?

     I only need a few bits of information to see how much money you'll save..

     It's all information you'll know in your head like how much you make and how much  you owe on your home. 

     Of course our conversation is 100% confidential. I've helped 4 neighbors who live on my street, and even my wife doesn't know a thing about any one of them.

     I can usually tell you what your money-saving solution is right on the phone.

     If you have a really tough case, I may have to make a few calls and work a little magic and then call you back a day or so later.

   What do you have to lose?


"The information in this report has changed hundreds of lives in Central Florida. Will you join them?"


Read
 More Testimonials 
Here 

 

Dear Overworked Homeowner:

     While I'm glad you found this web site, it does create a problem:

     "How do I share what I've done for hundreds of regular homeowners (and what can be done for you), without it sounding too good to be true?"

    We'll give it a shot in a minute. 

    But, first a WARNING:

    If you "sympathize"  with mortgage lenders, credit bureaus, credit cards, or insurance companies, you came to the wrong place.

     Because:

"I spend every single day
'sticking it' 
to these financial bloodsuckers."

   The scheming debt industry wishes I would shut up - because I expose the dirty tricks they use to prey on us. All those bogus charges and penalties -- when we can least afford it.

   And by the way...

   Whatever you do... set down any 'guilt' like a bag of bricks.

   Because, the truth is:

Your Debt Is Not Your Fault!

      My name is Dan Dowling.  I've studied the corrupt debt industry, from the inside, for the past 11 years. What I found will both offend and excite you.

    "What's offensive is how big banks are wiping their feet on the backs of hard working Americans in debt." And if you're as fed up as I am, you're going to love what I do for homeowners.

     Truth is, they really do "set us up" by tricking us to borrow more than we can ever logically repay. 

     Want proof? Here's a direct quote from the CEO of one of America's largest banks: ING Direct.

"They stuff larger and larger envelopes into people’s mailboxes hoping that if they create enough of a nuisance, someone will apply for another credit card. They try to sell nine credit cards instead of one to tempt people into spending money they don’t have."

         Arkadi Kuhlmann - CEO,  ING Direct USA

    Can you believe it? 

    Straight from the horse's mouth.

"Their Goal Is To 'Max You Out' -- Because That's When They Own You!"

   They know if they throw enough money around, at obscene rates, a few will desperately work their fingers to the bone and die broke trying to pay it off. 

   And they could care less if they destroy your credit, your dreams, or your family in the process. It's legalized slavery. 

    Because...

The More You Fail, 
The Richer They Get!

     Right on down from the government, lenders, employers, credit bureaus, and even insurance companies. They look for any reason to imprison you with outrageous fees, penalties and interest. 


      They even have our lame "bought-and-paid-for" politicians drinking their Kool-Aid -- passing laws that side with the credit crooks. Where is the blame for the creditors that got you in this place to begin with?

    It's a load of crap "double talk" and I'll help you leave tire tracks in the parking lot as you get away from these hucksters.

    "Because nobody ever really gets out of debt paying outrageous interest rates to these loan sharks!"



   There is a better way!

So...To Get You Out Of 
"Maximum Debt 
In Minimum Time", 
I'm Offering This To You...

 
(I've already done it for hundreds of our neighbors here in central Florida, and now, since you're reading this, it's your turn)

  • I'll instantly slash your bills - including your mortgage - by hundreds to thousands of dollars, starting next month.  Some folks save as much as $2,309 per month here alone. And take up to 6 months off your bills! (I'll explain below)

  • I'll get you zero balances on your credit cards - overnight! Without you losing or closing any of the cards.  

  • Erase your debt in as little as 24 months to 10.3 years - including your mortgage. Discover the nearly lost financial secret that banks don't want us to know. 

  • No more car payments. Wouldn't it be nice to own it free and clear? (or just drive a nicer car for the same amount you pay now - I'll show you how)

  • Get you cash for any reason.  I’ll hand you $1,000.00 or $15,000.00 or even $110,000.00 in cash. Some, put it in the bank as "back up" money. Or, take no cash. Pick what's best for you.

  • Get cleaned up credit in 37 days. Using secrets from the audio book I wrote: “Unlocking The Secrets Of Your Credit Score© 2005. It’s packed with secrets most financial pros don't know, and credit bureaus don't want you to know. 

    (Note: this isn't about selling this book -- you don't have to buy it. It's just that I use the information in it to help you as we knock out  your debt - I donate all the proceeds from the book to charity -- I'll explain below.)

  • “Catch up” your retirement account. Even if you’re starting late, you can instantly flood your bank account with cash to live on now -- and for later. It's not too late. 
      Plus I'll show you a  government approved program that can eliminate your mortgage payment for life as you approach retirement!  It's as real as the air you and I breath. (I'm getting my mom this help.)

  • Get your 100% legal and ethical middle-class tax shelter ‘Insiders’ have been using this secret, for years, to legally keep the government from taking all their money. Isn't it your turn?

  • Skip up to 2 to 6 months worth of bills. And it will actually raise your credit score at the same time. This is one of my most powerful secrets.     I once got a lady a loan with no payments for the first 24 months. I wouldn't believe it if I hadn't done it. But it's as real as death and taxes.

  • I'll slash your insurance costs. One couple I helped from Melbourne, FL (John and Pam Peach) saved $1184 dollars a year because of my insurance help. Imagine saving $98.67 bucks a month right here alone! That's thousands of dollars over the coming years.


*NOTE: Everyone I help must sign a confidentiality agreement to keep my powerful methods from the public at large. No exceptions.


What I do for you is totally unique.

    It lowers your bills, your mortgage, your insurance, your taxes, gets you out of debt years sooner. Plus it  raises your credit score at the same time. It's a total money makeover.

There's even more that I can't tell you here in a public forum like this. Call me and I'll fill you in. Office: 407 681-4288 Or simply fill out the form online. 



Apply Online 
Secure Debt Freedom 
Request Form


    
If you've heard enough, you can just start filling out the form. If not, keep reading.

It works like magic, yet almost nobody knows about it.

The Late Great Florida
Insurance Rip Off!

   Time to start a revolt... 

   Ever since the hurricanes in 2004 and 2005, insurance companies in Florida have been looking for ways to screw the public.

    They have no trouble taking our money in good times. But when they have to fix our destroyed homes, they run like cowards.

   Worse yet, they are leaving us high and dry by canceling policies -- even if you never made a claim!

   So now, dozens of companies refuse to insure our homes. And that has driven insurance prices through the roof!

Nasty Insurance Secret #1

   Nobody knows this next dirty little secret. Insurance companies make massive profits from AUTO insurance. Way more than on home insurance. 

   If you'll notice, the same companies who won't insure your home, will advertise like crazy to get your auto policy. "You're not in good hands!"

Don't Give It To The S.O.B.s!

 Don't let them get filthy rich off your car when they refuse to protect your home. 

   TIP: Only give your auto business to the companies that still protect our homes here in Florida.

   If enough of us take this stand we can make them lower insurance rates  by forcing them to take our car and our home policies.

   Won't you join me in this little revolt?  Tell everyone you know?

   Better yet, I'll make sure you have the lowest insurance cost on your home. I helped one couple from Melbourne, FL (John and Pam Peach) save $1184 per year! 

  That money can literally change how they retire. 

    Mostly because it took 11 years to dig some of this stuff up. "Yes Virginia... there really are secrets nobody wants you to know."

    With this you'll end the misery of high debt, obnoxious calls from creditors, and even the "self doubt" that we've been programmed to accept by the abusive lending industry.

    Best of all...

    What I do for you lowers your bills (starting next month) and gets you debt free without further destroying your credit with bankruptcy or consumer credit counseling.  

   Not only that, but I then boost your credit score using jealously guarded secrets from my research and my book.


Did you know  lenders look at consumer credit counseling like a  bankruptcy?

   In fact, the FTC and the IRS are investigating these credit counseling crooks for all sorts of wrongdoing. It's something I'll make sure you avoid.

  What I do transforms you. It puts more money in your pocket -- where it belongs.

It's like you getting a 2nd paycheck
you don't have to work a second job for.

   As I'm sure you see, in the comments sprinkled throughout this page, some people think highly of  me. I've been called a "financial genius" and a "money wizard". 

   I'm humbled by their kind praise. But I'm really none of those things.

    I can assure you whatever "genius", there actually is, comes from years of intense research, trial and error and out-right getting my knuckles bloody as I fight for my clients.

    It's the same information available to others in my profession, but sadly, nobody is willing to pay the price to learn these hidden secret techniques.

    No matter. I've already paid the price and I'm willing to use my instant tricks to solve your money and debt problems. Just like I've done for the clients you see in the comments on this page. 

    And... I guess I'll confess to having enough inside financial knowledge to accept their over-the-top praise.

"Why Talk To Me About Your Debt?"

     You be the judge. Here is a short list.

    Wall Street Connections. It has taken over 11 years to build the most incredible goldmine of  home mortgage  "connections" ever assembled -- anywhere.  

     It has taken hundreds of phone calls, meetings, trial and error,  and even social outings to  "get in" with these people. In each case they have a soft spot for helping hardworking Americans saddled with debt. 

    Call us "activists" or whatever, but you have to stand for something in life.

    We 'stand' for using their  millions of dollars with my unique techniques to end debt trouble for my hardworking clients in need.


  My financial comments have been seen in the following news sources: 

    


Plus, each week I'm one of only 6 "experts", in the entire nation, asked to forecast interest rates. The results of this poll can be seen in the Sunday section of almost every major newspaper, including the Orlando Sentinel, and on other news sources. 

It's this type of inside information that allows me to help you like a financial surgeon. Knowing what's happening tomorrow is as important as knowing what happened yesterday as I fix your finances.


  It's in my blood! Six family members are all in the money business at separate firms. It's a business of "who you know".  I've got the "inside track" at several companies.

   The United States Congress had my uncle, and mentor,  testify as an expert  on the banking industry during the Savings & Loan crisis

  He bought and sold huge portfolios of mortgage debt to the government and other Wall Street sources. He's one reason I know the secret "inner workings" of the system. I'll use this inside information to help you as we beat these weasels at their own game. 

  Inside Government Information. My father-in-law, another mentor, has been in the money business for 30+ years. Was the past president of a Florida association of financial professionals. Currently he sits on the board of a national association of financial professionals

  He lobbies in Tallahassee and Washington D.C. helping pass laws that protect consumers. I know what's going on at both the state and national levels.

   This gives us true "inside information". I'll use my knowledge of these laws to help you in ways the public doesn't even know. You'll get real information, not that fluff you hear from the talking heads on t.v. 


I have private investors (hard equity lenders), with millions of dollars, who like solving debt problems for my type of clients. 

     They know how abusive the system has been to you. Plus they don't ask for your DNA, blood samples or the rights to your children before they help you. They believe in this cause. These investors are one of my most powerful secret inside strategies. They'll lend you money in as little as 7 days!

I speak at law firms and financial firms on debt, finances and credit. If my information is powerful enough to have attorneys listen to me, imagine how it will impact your financial life. (One law firm has had me speak on three separate events - on credit scoring and identity theft - to their top clients, attorneys, financial planners, accountants, and staff)

I'm currently in the process of co-authoring 3 books on the subject of debt, finances, credit, law, and taxes. I was asked to join the project by a nationally known estate law attorney who has already written 5 books of her own. Once again, who would have thought a humble kid from a blue collar family...but that's who you get helping you if you fill out my online form!

I've been interviewed and recorded by a highly respected financial company. This interview was broadcast internationally to show others in my profession how I'm helping clients differently than anyone else. And different is what you need. Doing what 'the system' tells us to do is what got you here to begin with. Don't you agree?

Remember, I wrote the book on credit. Unlocking The Secrets Of Your Credit Score© 2005. This isn't a "one hit wonder" plan. It's about you never coming back to where you are now. My credit secrets are considered by the greedy banking industry to be "too powerful". But being disliked by those bloated con men is a badge of honor. One I wear proudly. Especially when it changes people's lives. 


I raised one lady's credit score 111 points in two weeks once.

I helped a self employed dad raise his 58 points.

Helped an attorney raise her score 77 points.

And countless others...


   (Note: I do sell this audio book but I donate a full 100% of the proceeds to a charity I believe in called Freedom Ride. Every dime.
They use horses as therapy for children with disabilities. It's a great cause. Their riding facility is at the corner of Lee Road and 441 in Orlando. 

   You've got to see the joy in these challenged riders' eyes. It would choke you up.  I've been on the all volunteer board of directors since 2003.)


    Now I'm not telling you this to sell you on the book, even though you would be crazy not to own it. But to emphasize you get me, the author, personally working magic with your credit and debt. Can you imagine how valuable that advice will be?

   It's important because


"Higher credit scores puts 
more money, in your pocket, on..."

Mortgages, Equity Loans, Car Loans, Credit Cards, Business Loans,  
Home Insurance and Auto Insurance! 

    It even gives you better chances for high-paying jobs. ( Did you know some employers discriminate against you based on your credit score?) And if your score isn't high enough, they'll either prevent you from being promoted or deny employment altogether! Sad but true.

   Here's a credit gem for you:


Insider Credit Secret #1 

*One of the quickest ways to raise

Credit Card Traps!  

"The ticking time bomb to your finances"

Trap #1 
“The Due Date Clause”
 
   Ever notice, on your credit cards, that your payment due date changes every single month? It is to confuse you so you make the payment late so they can slap you with penalties!!!  

Trap #2 
“The Failure To Comply Clause” 

   Just for being one day late. Did you know your credit card lenders can  jack up your interest rates as high as 33.9% overnight?   Just because they can. 
    Or... if they decide you are not as 'credit worthy' -- even for borrowing against other cards more than they think you should! It's a damned evil scam to knock you down at your most vulnerable moment!  It happened to me! For being 5 days late!

Trap #3 
“The Universal Default Clause”
 

   This evil "weasel clause" says that if you are ever late on one credit card, they consider you late on all credit cards – and they will automatically raise your interest rate to the maximum, legal, back breaking limit! -- some as high as 33.9%!!!
 

    This deadly combination of traps mean that if you ever stumble, your payments could triple overnight! At a time when you need the lowest payments the most.

    It's all part of the planned failure of the American borrower. These beady-eyed bean counters have plotted our destruction from day one.

    I'll get you away from these monsters and get that money back where it belongs -- with you and your family.

 your credit score is to stay away from "finance company" accounts! You know, those corner consumer finance companies like Beneficial, Household, etc. Because they actually lower your score. And that's nothing compared to the other tricks I'll show you.

    (I'll even expose an old credit wives' tale, that most people believe, yet it destroys your credit score)

    Plus, I'll use other more powerful secrets you won't find anywhere -- not even in my own book. Some are just too powerful to be released to the public.     

     See what I've learned is how the "system" works. I've identified the cracks and secrets for how to beat the credit crooks at their own game. 

     But... as much as I love beating the system, I also like staying on the good side of the law. (I don't like orange jump suits) So, I will never do anything illegal or unethical. 

    But, if they haven't made a law against it, you can bet I'll use every trick in the book to get you to a new financial place in a hurry.

    There's more.

You'll enjoy 
"side benefits"...


  • You'll jump out of debt and make your credit better in one simple step -- giving you more control over your life and how you spend your money.

  • You'll stop denying yourself the things you want and need because you'll have extra money

  • An end to the embarrassing harassing phone calls --and to sleepless nights. 

  • How to tell creditors to go to hell - and at the same time - get them begging you to use their money at the best rates and lowest payments.

  • A proven way to have more free spending money on the same income you make now. 

  • Never get eaten alive with criminally high  insurance and tax bills. What I'll show you will blow your mind.

  • Get ethical revenge! Has anyone ever looked down on you  because they had more than you do? Or said you couldn't do or be something. (Remember that's what drove me into this business) The best revenge is getting out of debt and having more free spending money. It is the absolute best "pay back"!

  • Help guarantee you don't lose everything you've worked so hard for -- including your home. Failing to fix these problems could be the thing that costs you everything.  (The Center For Responsible Lending estimates that 2.2 million homeowners are about to lose their homes to foreclosure. You won't be one of them) You don't want to wait until it's too late to catch up back payments or get your debt under control. High debts are what causes the "house of cards" to come down in the first place. My solution gets you out of all that.

 

   It works regardless of who you are.

    As good as that sounds, I have to tell you:

What This Is Not!

 

This ain’t about clipping coupons. It's about saving large, exciting chunks of money, off your bills -- right now! Not dying a slow miserable death with a pair of scissors in your hand.

It’s not about cutting up your credit cards -- you won't have to if you don't want to. You can be debt free, and still spend money on things you want. You'll learn the secret that frees up hidden money others are taking from you. It's easy once you know how.

It isn't some "hit and run". Once you are a member of my "inner circle" you get unlimited FREE financial coaching for LIFE: saving you money on your mortgage, credit, car, taxes, insurance while boosting your credit at the same time...How would it feel to always have someone you can call to help with almost any financial matter. (I'm still helping the very first clients I ever helped back in 1995! Joe and Diana Carter of Longwood, FL.) 

If tall glass towers filled with slick sharks in 3 piece suits is what you want, my little operation is not for you. You won't be just a number here. I know my clients by name - every one. You'll be treated more like a friend. 

Or, if talking to a boiler room full of fellas from India is what you're looking for. Sorry. I'm just a simple, red-blooded, American boy -- born and raised. (no fancy Bangladesh address). I'm near the mall here in Altamonte Springs - just outside of Orlando.

Or, if you're willing to work with some youngster who was flippin' burgers last week you came to the wrong place. What I'll show you can only be learned "in the trenches". I've been helping folks solve money problems for 11 years now. 

Finally, if you're hard to get along with... or just mad at the world... then don't apply. Or, if you think you know everything there is to know, or think everybody is out to get you, then please stay away.  Life is too short and my schedule too busy. The older I get, the less tolerant I am of knuckle heads who are a pain in the butt. Go scream at your neighbor, but leave me out of it.

Onward...

 

"Financial Bullies, 
and my own personal story..."

        My fate, as a consumer advocate, was sealed the day neighbor kids came back bragging from their annual vacation. I was just 7 or 8 years old at the time and my young eyes were wide with awe.

    But, my own family didn't have money. 

    We were one of the few families who never went on vacations. It just wasn't an option. 

   Mom was a junior nurse (LPN) and my step dad fixed roads for the county and was a volunteer firefighter. It was a "no extras" sort of life. 

   No matter how hard they worked, they never could get ahead. So... life became an endless pile of bills and worrying about how to pay them.

   I hated seeing financial bullies take advantage of my folks. Nobody would show them how money worked because they didn't have money.

   At best, my folks could only swing a Saturday morning drive, to a rusty little roller coaster park, with a quick return home to eat Mac 'n Cheese for diner. Don't get me wrong I had fun, but it was a far cry from what you may know as a "vacation". 

   Anyway, I swore when I grew up, I would help my folks and others. There had to be a better way. I was determined to find it.

   I learned "What the rich teach their kids 
that the poor and middle class do not!"

     So I went to college (at mom's insistence), studied money and now get my biggest kicks helping regular Americans break free from dangerous debt, insane interest, and the chaos of credit. "Out of maximum debt in minimum time". 

    See, I believe that anything you can do to keep, grubby-little banker's hands, out of your pockets the better

    I believe you are entitled to the same information and respect that the rich get every day. 

    I know if my own folks had this information sooner, it would have made a life changing difference. 

    Surprisingly, some secrets work better if you don't have a lot of money. But nobody else wants to tell you that, except me.

      

 

Secrets Of America's Rich!

   That's who has the game figured out...

    They really don't play by the same rules you and I do. 

    And it's not only because they have money. 

    It's because they have the best information. As a money insider, I'll show you how to rip back the cash you're giving to abusive creditors and put it back in your pocket. On the same income you make now. Powerful stuff that anyone can use. 

    And once I've helped you,  you would have to try real hard to get back into trouble. I'll create an iron door that financial bullies will never crack - ever. Only you will have the keys. It's  simple with these proven "auto-pilot" techniques.

   Sounds good so far huh? 

    First consider this: Whatever you do, don't put this off.

 This might sound tough,
but it's  meant to help you.

     I'm not going to skip a mortgage payment if you don't call me, and I'm not going to retire tomorrow if you do.

     I'll be alright either way.

     The question is will you be alright?

     If you're like most of us, you can't afford to turn away free money. And that's what I create for you -- it's like:

Turning On A Steady Flow Of Cash
That Bloats Your Checking Account
Every Month.

   Imagine a day like this...

  • You look at your bank account and you have extra money again.

  • You look and your bills are melting like  ice  cubes in July.

  • You  "reconnect" with your loved ones because you're not as angry any more.

  • You go into a decent restaurant and order any darned thing you want

  • You get respect -  people just know they can't take advantage of you.

  • The opposite sex is noticing you more. (It sounds crazy, but it is true - people are attracted to confidence!)

  • You don't feel guilty  buying things you want. Because now you can afford it!

  • You sleep better, eat better, and maybe even lower your blood pressure.

Get Your Health Back

    Stress causes all sorts of life-shortening illnesses. (heart disease, stroke, depression, eating disorders, diabetes, nausea,  aches, nervous disorders, anger issues, hypertension, skin and hair diseases, weight gain, etc.) Which is why the sooner you slash your bills and wipe out your stress the better. 

    I had one client who was so upset by financial stress that he would make himself sick -- just by thinking about being sick! He said he felt like the pressure was off that way. Like he had a free pass to not think about his debts that day (or days) Can you imagine that?  

   Nothing matters if we aren't healthy enough to enjoy life.


Heal Relationships

   The number one reason couples fight is over money. (the number two reason is a discussion for a different type of 'expert'.) Credit bullies and financial mercenaries are destroying relationships!

    I still remember my folks snapping at us kids when it was time to pay the bills. Money stress damages every relationship in your life. Don't your loved ones deserve better?

    Maybe you don't have the right relationship in your life right now. I guarantee you this: solving your money worries won't reduce your chances of attracting someone. "Money confidence" works like a giant magnet that draws the opposite sex towards you without you even trying. 

   With money problems gone, you instantly become a better parent, lover, child, sibling, and friend.

   Wouldn't your life be happier if your relationships were right? 

Can This Work For You?

   One: You've got to be a Florida homeowner. Two: There is one type of person my methods don't work for.   It's the person who, deep down, thrives on misery. I've met people like this - it's an emotional problem. They'll do anything not to get better. And I can't help them. 

   It's work for a therapist, not a finance expert.

   Beyond that, my methods work for almost everyone. The question is over what time frame? See, it's not "if", but "when" you will be debt free and how fast. You will succeed. Period. No two ways about it. You just take what I show you and your situation will dramatically change.

  Just one of the techniques I've listed above could be the one that puts thousands of dollars into your bank account. When we start using multiple techniques for you, look out!

 

Is This Expensive?

    No, in fact it's FREE. It works like this: I only make my money out of the savings I create for you. You don't pay me a dime out of your pocket!

    So if someone came up to you and said "Hey, I want to give you $95 that you don't have right now, do you want it? Before you decide, just know that I'm actually going to save you $100 but I'll take out $5 for myself first. Would that still be o.k.?"

    Of course you'd say yes! In fact you'd want me to find as many of these free $95 dollars bills as I could. Right?

    That's the beauty of it. I only make money out of what I save you -- Money these creditors are stealing from you now. I beat them over the head and we both win. (admittedly you win way more than I do, but that's because I'm committed to this cause of helping the average guy and gal.) It's foolproof.

    So should you call me? 

"I’ve often wondered what happens 
to the people who don’t call."

    Do they continue to struggle with bills: robbing Peter to pay Paul? 

   Are they in constant fear over the mounting stack of bills that just remind them of their pain?

   Do they continue to dread the mailbox? Or do the high rate debts rob them of any hope of an independent retirement? Maybe they get more depressed to the point where they don't sleep at night. Do they eventually face bankruptcy, foreclosure or even divorce?

 Sadly, I know the answers already.

    I know this industry and the corrupt laws they’ve passed to protect heartless creditors.

    They won’t stop, you know...

They won't stop grinding you down until every last bit of that “spark” is drained out of you. Until you're just a beat up  bag of lost dreams. Until the memories of your life are a series of "if-only-I-would-haves...."

    Which is why: 

I make it easy by doing 
99.8% of all the work for you!
 

*The reason it's not 100% is I'm just not willing to move in and 
write checks or show up at your job in your place. :)

   That's the beauty of what I do for you. It takes the guesswork out of it. It makes it effortless and easy for you. You don't have to think about it. You just call me and I'll take care of it. Plus, I'm always going to be here for you in the future. (I've already been doing this 11 years, and I ain't going anywhere)

    So let's recap.

    You can have me yank you out of debt, slash your bills (within 19 days), lower your rates, guide you,  and get you debt free up to 23 years sooner putting thousands of extra dollars in your pocket. I can even get you cash for whatever you want.

    But more importantly:

My method literally transforms you so almost any creditor, insurance company, or mortgage company 
is irresistibly tempted to say "yes" to you.

    On top of that, even though I'll help you now,  my goal is to serve you for life. Always there, ready to help you in the future. This includes private access to me and ongoing coaching about your finances, credit and debt. We're in this for the long haul.

   Another advantage for you is this: 

It's like getting a free raise for thousands of dollars 
that you don't have to beg the someone else for.
 
Who couldn't use a free raise?

 Plus, I'll increase your credit score, make sure your insurance is the lowest it can be, and I'm making it as easy as dialing a simple phone number: 407 681-4288  or applying for my help online. 

    This is your chance to get your life back.

    Remember when you didn't have all this worry? I'm offering to help you today. At the very least I'm offering a way for you to see upfront, over the phone , and without you risking a dime of your money. It's that simple.

  If I can't slash your payments, or get you out of debt , or get you cash then I don't make a dime. I only win if you win. Period. No fine print. 

  Plus, my system literally transforms you so almost any lender is irresistibly tempted to say "yes" to you. At the best terms.

Big, Bold, Un-matched 
100% Guarantee!

    I 100% guarantee I can help you. If I cannot improve your situation in some way, I'll write a $100 check to Freedom Ride (that non-profit that helps children with disabilities) and put your name in the memo section. Then, I'll send you a copy of the check! I am that sure I can help you. 

                                         Dan Dowling

Not-So-Fine Print: You must be a Florida homeowner and a U.S. citizen. 


I confess...

   You can't say I didn't warn you.  I limit the amount of new clients I take so I can devote 100% of my energy to each one. And, I get booked quickly. So don't put this off. When you call it can take 2 business days for me to get back to you. 

   The good thing about this for you is: my techniques and secrets work! If they didn't, I wouldn't be so busy and I could answer your call right away.  You don't go to the wise man at the bottom of the mountain - with no line. 

   "I'm changing someone's life this month. 
The question is: Will it be yours?"

   You have nothing to lose. The only way you lose is if you don't call.  The call is FREE, your financial consultation is FREE and there's 100% No-Obligation. Guaranteed. 

   So, here's the number: 
Office: 407 681-4288 or Toll Free 800 650-1199
and just say this:
"Yes, Dan. Please yank me out of debt!" 


Or just: 

Apply Online 
Secure Debt Freedom 
Request Form

   Do it quick before someone else beats you to it. Remember, I'm just one guy...and when the time slots are gone, they're gone. And every day I'm asked to write more books and speak at more seminars, so my available time is getting smaller and smaller. There may be a day when I stop taking new clients altogether...

   You could be just 19 days away from a totally different financial life. The fact is this:

"Someone is going to enjoy your money: 
either you, or those financial predators!" 
Don't ya think it oughta be you?

   Talk to you soon.

   Your life-changing friend,

    

    Dan Dowling 
    The Finance, Credit and Debt Insider
    
United Mortgage Capital Corp. 
     Office: 407 681-4288
     Toll Free: 800 650-1199

Still Skeptical?
Read
 More Testimonials 
Here 

      P.S. The people who wait are always worse off than they were last month! Do those bloodsuckers really deserve thousands more than they've already squeezed out of you? 

     P.P.S. Only an insane person would not call. You can slash your payments, get cash, lower your insurance, boost your credit, lower you taxes, and get you out of debt years sooner. (Just like I've done for hundreds of our neighbors.) And I do all the work for you!

     If you decide not to call...you can do this. Take a hundred dollar bill, go into the bathroom... and flush it down the drain. Then repeat it every day you wait to call me. I'm not trying to be smart, just to show you what you're missing by putting this off. So pick  up the phone. The call and the consultation, are both 100% Free and without obligation. Make the call now while it's fresh in your mind. 407 681-4288 or Toll Free 800 650-1199

 Apply Online
Secure Debt Freedom
Request Form

 

    

Copyright © 2007 United Mortgage Capital Corp &  Dan Dowling all rights reserved.